American Homeowners Withdrew 47 Billion in Equity in Q1 2026 and Here Is What That Means for Renters

American Homeowners Withdrew 47 Billion in Equity in Q1 2026 and Here Is What That Means for Renters

$47B in equity withdrawn Q1 2026. Alex Mysinek explains why owning builds wealth that renting never will. ...more

Mortgage

July 27, 20263 min read

76 Percent of Buyers Now Trust AI to Shop Their Mortgage and Here Is the Smart Way to Use Both

76 Percent of Buyers Now Trust AI to Shop Their Mortgage and Here Is the Smart Way to Use Both

AI shops fast but misses nuance. Alex Mysinek explains why combining AI and a loan officer wins deals. ...more

Mortgage

July 13, 20263 min read

Second Lien Borrowing Just Hit an 18 Year High and Here Is Why the Smart Money Is Skipping the Refi

Second Lien Borrowing Just Hit an 18 Year High and Here Is Why the Smart Money Is Skipping the Refi

Keep your low rate, tap equity with a HELOC. Alex Mysinek explains why second liens are surging now. ...more

Mortgage

July 13, 20263 min read

The Fed Signals Higher for Longer So Focus on Your Negotiating Power as a Buyer Right Now

The Fed Signals Higher for Longer So Focus on Your Negotiating Power as a Buyer Right Now

Cooler competition means real leverage now. Alex Mysinek explains why buying now beats waiting on rates. ...more

Mortgage

July 13, 20263 min read

Why the Iran Conflict Pushed Mortgage Rates to 6.75 Percent and Why Rates Are Easing Back Down Now

Why the Iran Conflict Pushed Mortgage Rates to 6.75 Percent and Why Rates Are Easing Back Down Now

Oil routes reopen and rates ease from peak. Alex Mysinek explains the chain reaction behind rates. ...more

Mortgage

July 07, 20263 min read

New Credit Scoring Models Can Now Be Used for Mortgages and Here Is What That Means for Buyers

New Credit Scoring Models Can Now Be Used for Mortgages and Here Is What That Means for Buyers

VantageScore 4.0 counts rent and utility payments. Alex Mysinek explains who benefits and by how much. ...more

Mortgage

July 07, 20263 min read

NAR April Housing Data Shows 4.4 Months of Supply and Income Now Outpacing Home Price Gains

NAR April Housing Data Shows 4.4 Months of Supply and Income Now Outpacing Home Price Gains

Inventory up, affordability improving monthly. Alex Mysinek explains what the NAR data means for buyers. ...more

Mortgage

June 29, 20263 min read

Home Prices Grew Just 0.7 Percent in March and the Market Is in a Standoff That Will Not Last Forever

Home Prices Grew Just 0.7 Percent in March and the Market Is in a Standoff That Will Not Last Forever

Weakest price growth since 2011. Alex Mysinek explains what the standoff means and how buyers win. ...more

Mortgage

June 23, 20263 min read

Why a Seller Paid Rate Buydown Saves You More Than a Price Reduction and the Math Proves It

Why a Seller Paid Rate Buydown Saves You More Than a Price Reduction and the Math Proves It

$10K buydown saves $400-500 a month vs $60 from a price cut. Alex Mysinek explains how to ask for it. ...more

Mortgage

June 22, 20263 min read

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