You Do Not Need 20 Percent Down to Buy a Home and This Belief Is Keeping Too Many Buyers Waiting
Loan programs, DPA, seller concessions reduce upfront costs. Alex Mysinek explains your real down payment options. ...more
Mortgage
September 15, 2026•2 min read
Should You Buy Now or Wait for Mortgage Rates to Drop and Here Is the Honest Answer
Lower rates bring more buyers and higher prices. Alex Mysinek explains why timing beats rate chasing now. ...more
Mortgage
September 15, 2026•2 min read
Adjustable Rate Mortgages Are Not What They Were in 2008 and Here Is What Buyers Should Know Now
Fixed periods, clear guidelines, stricter qualifying. Alex Mysinek explains when an ARM actually makes sense. ...more
Mortgage
September 15, 2026•3 min read
Buyers Are Getting Negotiating Power Back and Here Is How to Use It Before the Window Closes
Longer days on market, price cuts, concessions available. Alex Mysinek explains how to structure offers now. ...more
Mortgage
September 15, 2026•3 min read
Most Economists Are Not Expecting a 2008 Housing Crash and Here Is What Buyers Should Know Instead
Strong equity, low foreclosures, no crash expected. Alex Mysinek explains why waiting may cost you more. ...more
Mortgage
August 26, 2026•3 min read
Why Mortgage Rates Started Climbing Again After Finally Coming Down and What to Do About It Now
Middle East tensions push oil and rates higher. Alex Mysinek explains why your estimate may have changed. ...more
Mortgage
August 07, 2026•2 min read
More Homes Are Hitting the Market and Buyers Have More Leverage Than They Have Had in Years
Rising inventory, price cuts, seller concessions available. Alex Mysinek explains why now is worth a look. ...more
Mortgage
August 07, 2026•2 min read
Lenders Are Now Considering Rent Payments as Credit and Here Is What That Means for Buyers Today
Rent history and recurring bills now count for some lenders. Alex Mysinek explains who benefits most now. ...more
Mortgage
August 07, 2026•3 min read
The 50 Year Mortgage Does Not Exist Yet and Here Is What Buyers Should Actually Be Focused on Now
50-year mortgage discussed but not available. Alex Mysinek explains the tradeoffs and what to use now. ...more
Mortgage
August 05, 2026•2 min read
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